Edmond, Oklahoma City and Deer Creek real estate and homes for sale in Oklahoma, acreages, new construction - Dan & Barbara Cunningham, REALTORS® Dan & Barbara Cunningham REALTORS(r) for Edmond, Oklahoma City and Deer Creek, Oklahoma real estate, acreages, new construction - NUMBER1EXPERTS™ Dan & Barbara Cunningham NUMBER1EXPERTS(tm) for Edmond, Oklahoma City and Deer Creek, Oklahoma real estate, acreages, new construction

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Mortgage Prequalification: Edmond, Oklahoma City and Deer Creek Oklahoma home buying, real estate listings, and homes for sale in Oklahoma                       County, OK
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Edmond, Oklahoma City and Deer Creek Realtors to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you!
 

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Real Estate Tips
Insurance >Hazard Insurance

Are you considering taking out hazard insurance on a property before you actually take title? It may be a good idea!

Even though you are not yet the owner of record, as the buyer, you have an insurable interest in a property the moment that you and the seller execute the sales agreement. As a matter of practice, however, buyers do not usually take out insurance until the papers change hands, and it should not be necessary if the agreement of sale is properly executed.

It is very important to both parties that the agreement states that the property will be insured for a specific amount. From the buyer's point of view, an adequate sum must be stipulated, and the agreement should not read "as now insured", which can indicate that the seller may not want to increase the insurance.

As a general rule, the amount of insurance on the buildings on a property should equal the sales price, less the value of the lot.

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Real Estate Trivia
Q 
What real estate board game became the best-selling game in America just one year after it was created?

A 
Charles B. Darrow invented Monopoly in 1934, to cheer himself up while unemployed during the Great Depression. Monopoly is now the most popular board game in the world and has sold over 200 million copies.
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Dan & Barbara Cunningham - Oklahoma City, Edmond OK real estate experts

Dan & Barbara Cunningham
RE/MAX Associates

1900 S.E. 15th Street, Suite 500
Edmond OK
73013
405-359-8700
Fax: 405-341-7410
buyahome@danbarb.com

Dan and Barbara's business philosophy is to treat each client as though they are family. Building long-term relationships with honesty and putting the clients needs first have made Dan and Barbara highly respected and recognized REALTORS in the Edmond, Deer Creek and Oklahoma City area. Whether a first home or a dream home Dan and Barbara take time to listen to their clients and their needs to achieve exceptional results.

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